In recent months, there has been an increasing focus on weeding out dodgy providers within the National Disability Insurance Scheme (NDIS). The goal is to protect vulnerable participants and ensure that NDIS funds are used appropriately and transparently. However, amidst the crackdown on unethical practices, we need to be cautious of how this narrative impacts the broader sector, particularly for those who genuinely need and benefit from their supports—both here in Australia and abroad.
One issue that seems to cause confusion is the question of whether participants can use their NDIS funding overseas. The simple answer in my opinion is yes, participants can use their funding overseas for up to six weeks within a 12-month period, as long as it’s for reasonable and necessary supports outlined in their NDIS plan. However, despite this guideline, there are emerging concerns from both participants and providers about whether accessing services abroad makes them appear “dodgy” or non-compliant.
So, when does the crackdown narrative go too far, and are we unintentionally causing participants to miss out on vital supports?
The Fine Line Between Accountability and Restriction
First, let’s be clear: The NDIS must hold providers accountable for their actions. There is no room for fraudulent behaviour or services that exploit participants. The National Disability Insurance Agency (NDIA) has a responsibility to ensure that every dollar is spent appropriately, supporting participants in achieving their goals.
But the crackdown has led to a rise in mixed messaging. Some providers are hesitant to assist participants with services abroad, fearing they might be labelled as “dodgy.” Similarly, participants might worry that accessing support overseas will be viewed as misuse of their funding. In reality, as long as the supports are reasonable and necessary, the NDIS allows it. So, why the stigma?
This grey area leaves room for confusion, which is where the narrative can spiral out of control. Participants may end up sacrificing much-needed services, and providers may avoid offering them altogether to protect their reputation. This outcome directly contradicts the core purpose of the NDIS—to provide access to life-changing support.
Overseas Supports: A Necessary Flexibility
Life doesn’t stop when you cross a border, and disability supports shouldn’t either. Many participants travel for various reasons—family, work, or education. If a participant needs critical therapies, assistive technology, or support workers during these trips, there’s no reason why their plan shouldn’t cover it, as long as it aligns with their NDIS goals.
However, the fear of being labelled as “dodgy” often leaves participants in a tough position. They face an unnecessary choice between missing out on essential support or risking their funding being questioned. This pressure can even lead some to avoid accessing their rightful funding, leaving them without necessary services while abroad.
We need to be careful that the drive to eliminate unethical providers doesn’t inadvertently punish those using the NDIS as it was designed—especially when the guidelines are clear. This is where the narrative around dodgy providers risks going too far, creating barriers for people who simply need flexibility in their care.
Are Clients Missing Out?
The most concerning impact of this narrative is that it could lead to participants missing out on the care they need. The focus should always be on empowering individuals to live independent, fulfilling lives. For those whose NDIS goals include international travel, the ability to use their funding overseas is essential. Whether for medical reasons, family commitments, or personal well-being, participants should not be penalised for using their plan in a way that suits their individual circumstances.
As we navigate these concerns, we need to shift the conversation away from blanket fear around dodgy providers and towards a more nuanced understanding of what it means to responsibly use NDIS funding, both domestically and abroad. The guidelines are there for a reason—to provide flexibility while ensuring that funding is used properly. Let’s not muddy those waters by feeding into a narrative that causes unnecessary fear.
What Can We Do?
It’s important that both participants and providers stay informed. Providers should be well-versed in the NDIS guidelines, clearly communicating with participants about what is and isn’t allowed when using funding overseas. On the participant side, understanding the scope of their plan and how to access their supports—no matter where they are—is crucial.
More importantly, we need to trust that the processes are designed to catch actual fraudulent behaviour, not those acting in good faith to support participants. While accountability is essential, so is the ability to provide tailored, flexible services that truly meet the needs of NDIS participants.
The narrative around cracking down on dodgy providers is important—but we must ensure it doesn’t discourage the very flexibility that the NDIS was built to provide. It’s about finding balance. When that balance is tipped too far, it’s the participants who miss out.
For more details on the official guidelines regarding overseas NDIS funding, you can visit the NDIS resource page here.
